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    <title>Payments on jeffcarp</title>
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      <title>Where Web Payments are Going</title>
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      <pubDate>Sun, 31 Jul 2016 15:15:40 +0000</pubDate>
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      <description>&lt;p&gt;I gave a talk at the SF Payments Engineers meetup about Web Payments. Here&amp;rsquo;s&#xA;the blogified version of that talk. Check out the &lt;a href=&#34;https://speakerdeck.com/jeffcarp/web-payments&#34;&gt;slides from my talk&#xA;here&lt;/a&gt;.&lt;/p&gt;&#xA;&lt;p&gt;Mobile checkouts are a terrible experience for customers. Both consumers and&#xA;merchants are both feeling the pain. Mobile checkouts convert about 66%&#xA;worse than desktop checkouts.&lt;/p&gt;&#xA;&lt;figure&gt;&#xA;  &lt;img&#xA;    src=&#34;/images/2016/mobile-conversions.png&#34;&#xA;    alt=&#34;A presentation slide showing 66% fewer&#xA;conversions on mobile vs. desktop&#34;&gt;&#xA;  &lt;/img&gt;&#xA;  &lt;figcaption&gt;&#xA;    A slide from the PaymentRequest presentation at Google I/O 2016.&#xA;  &lt;/figcaption&gt;&#xA;&lt;/figure&gt;&#xA;&lt;p&gt;Part of the problem is that every company needs to build their own credit card&#xA;form. Checkouts range from great UX to terrible UX, but the heterogeneity is&#xA;what really makes it a pain for consumers.&lt;/p&gt;</description>
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